Apart from the obligatory social insurance there are also a number of possibilities of obtaining private insurance to cover other eventualities.
You can seek advice on different types of insurance from private insurance companies or from insurance consultants ( Versicherungsberater). Be aware that some consultants receive commissions on insurance they sell, so their advice may be biased. If you want unbiased advice, you should find an independent insurance consultant. Some banks also offer insurance consultancy as part of their financial advice.
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